The Maharashtra and Goa Circle of India Post has got 77,339 customers for its payments bank since the facility was launched nationwide on September 1, a senior postal department official said on Tuesday.
The India Post Payments Bank (IPPB) was launched across 650 districts by Prime Minister Narendra Modi on September 1. Chief Postmaster General Harish Agrawal said the Maharashtra and Goa Postal Circle had 42 branches of the IPPB along with 210 access points, adding that 90 per cent of these accounts were opened by postmen and “gramin dak sewaks” in a door-to-door initiative.
Providing a break-up of the 77,339 IPPB accounts opened, Agrawal said Nanded district in Maharashtra with 5,600 accounts stood first, while Gadchiroli with 389 accounts made up the rear.
“Customers need to have a PAN card, Aadhaar card and cellphone connection to open an account, which is completely free. The maximum balance for these accounts is Rs 1 lakh,” he said.
Explaining the procedure for opening an account under this facility, Agrawal said customers can call up postmen who have been provided mobile handsets with pre-installed applications.
“After biometric authorisation (of the customers), our postmen open the account and provide the customer an account number, which is linked to their savings account,” Agrawal said.
He said allowance for gramin dak sewaks had been increased by over 55 per cent and monetary incentives were also being provided to those who opened a higher number of accounts.
“The aim is to build the most accessible, affordable and trusted bank for the common man by removing barriers for the unbanked and underbanked segments of society,” he said.
The postal department serves 40 crore customers and operates around 1.5 lakh branches across the country with a workforce of 3 lakh postmen.