State Bank of India on Thursday sharply cut bulk deposit rates by up to 200 basis points. Further, it upped the short-term retail deposit rate in the case of one maturity bucket.
This move follows the Reserve Bank of India cutting the interest rate (by 25 basis points to 8.75 per cent) on the additional liquidity window that banks can tap.
India’s largest bank has effected the sharpest cut of 200 basis points in the bulk deposit (Rs 1 crore and above) rate of 7 days to 60 days tenor to 6.50 per cent from 8.50 per cent.
The retail deposit (below Rs 1 crore) rate in the case of deposits in the 180 days to 210 days duration has been increased to 7 per cent from 6.80 per cent. All other retail deposit rates remain unchanged.
The new interest rates are effective from November 1.
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